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Goals

Budget Board allows you to set financial goals and track your progress toward them. Goals can be based on a target amount or a target date.

Manage goals on the Goals page (click the flag icon in the sidebar).

Creating goals​

To create a new goal, click the plus icon in the top-right of the Goals page. Fill out the form with the goal details.

Goal types​

Goals can be one of two types:

  • Savings: Set a target amount you want to save.
  • Debt payoff: Set a target amount you want to pay off.

Goal details​

Fill out the following required fields:

  • Name: Enter a name for the goal.
  • Accounts: Select one or more accounts to associate with the goal. The balances of these accounts are used to track progress toward the goal.
  • Target amount: Specify the amount you want to save or pay off.
    • For debt payoff goals, this is typically the remaining balance (often zero).
  • Apply existing balance toward goal: If enabled, the current balance of the selected accounts will be applied toward the goal immediately upon creation.
    • Useful for existing savings you want included in the goal.

Goal options​

A goal can be configured with either a specific target date or a monthly contribution target. Specifying one will calculate the other based on your current progress.

Tracking progress​

Goals show progress as a percentage of the target amount. You can view progress over time and see how close you are to reaching the goal.

Include interest​

By default, goals do not account for interest earned on accounts associated with the goal. To include interest in goal calculations, enable the Include interest option (button in the top-right). This uses the interest rates specified on the Accounts page to project future balances and adjust the target date or monthly contribution accordingly.

Editing goals​

To edit a goal, click the edit button (pencil icon) next to the goal name and make changes in the form that appears.

note

You can only edit the target type that was set during goal creation (either target date or monthly contribution). The other value is always calculated.

Goal details​

Click a goal to open a side panel with more information.

Accounts​

View details about the accounts associated with the goal, including current balance and last balance date.

View a chart of your goal progress over time, broken down by account. The chart can be set to 3-, 6-, or 12-month views.

Completing goals​

When you reach your goal, mark it complete by clicking the Mark as Complete button in the top-right of the goal details panel. Goals are also marked complete automatically during sync if the balances of the associated accounts reach the target amount.

Completed goals appear in the Completed section at the bottom of the Goals page.